Stem cells are undifferentiated biological cells with the remarkable ability to develop into many different cell types (differentiation) and the capacity for self-renewal. The potential for these cells to repair, replace, or regenerate damaged tissues has generated immense public interest. However, the path to accessing stem cell treatment in the United States is strictly governed by a complex regulatory framework.
FDA Oversight of Stem Cell Products
The regulatory status of a stem cell product in the US depends entirely on how the cells are processed and their intended use, falling under the oversight of the Food and Drug Administration (FDA). The agency primarily uses two distinct pathways under the Public Health Service Act to determine how a product is regulated.
Products that undergo minimal manipulation and are intended for homologous use—meaning they perform the same basic function in the recipient as they did in the donor—are regulated under Section 361. These human cell, tissue, and cellular and tissue-based products (HCT/Ps) are subject only to rules designed to prevent the spread of communicable diseases and do not require premarket approval for safety and effectiveness.
If a product is highly manipulated (e.g., cultured to increase cell numbers) or intended for a non-homologous use, it falls under Section 351. Stem cell treatments that promise innovative new functions, like repairing damaged heart tissue, are typically classified as drugs or biological products under Section 351. These products must undergo the rigorous process of clinical trials and require an Investigational New Drug (IND) application before they can be legally marketed. This strict regulatory distinction ensures complex therapies are proven safe and effective before they are widely available.
Established and Approved Stem Cell Therapies
The availability of legal stem cell therapy in the US is currently narrow, focusing on treatments with decades of proven efficacy. The most established and routinely approved application is Hematopoietic Stem Cell Transplantation (HSCT). This procedure uses blood-forming stem cells, typically collected from bone marrow, peripheral blood, or umbilical cord blood.
HSCT is a standard treatment for patients with certain types of cancers, such as leukemia and lymphoma, and specific blood and immune system disorders. The goal is to replace the patient’s diseased or damaged blood-forming cells, often following high-dose chemotherapy or radiation.
The FDA has also approved a limited number of other cell-based therapies for specific, narrow indications, including certain gene therapies and products for treating burns or damaged cartilage. These approved therapies have successfully completed all phases of clinical trials. Claims of stem cell cures for conditions outside of these established indications, such as for multiple sclerosis or chronic joint pain, should be viewed cautiously.
Navigating Unproven Commercial Stem Cell Clinics
The high demand for regenerative medicine has led to the proliferation of commercial clinics offering unproven stem cell interventions for a wide range of ailments. These businesses often attempt to bypass the extensive FDA approval process by claiming their procedures meet the minimal manipulation and homologous use criteria of a Section 361 product. They frequently administer cells derived from the patient’s own adipose (fat) tissue or bone marrow, or use products derived from amniotic or umbilical cord tissues.
However, the manipulation of cells from fat or bone marrow often exceeds the minimal threshold when cells are isolated or concentrated, altering their original characteristics. Injecting these cells into an area where they would not naturally function, such as into a joint for arthritis, constitutes a non-homologous use that triggers the stricter Section 351 regulation. Clinics targeting common conditions like joint pain and neurological disorders operate in a regulatory gray area, and the FDA has issued public warnings.
Patients who seek these treatments face significant risks, including serious infections, immune reactions, and the potential for tumor formation if the cells are improperly handled. These unproven therapies are typically not covered by insurance and can cost patients tens of thousands of dollars. Before considering treatment outside of a formal clinical trial setting, patients should check the FDA’s public safety warnings regarding unapproved stem cell products.
Accessing Treatment Through Clinical Trials
For those seeking access to innovative, unapproved stem cell treatments, the legitimate path is participation in a clinical trial. Clinical trials are research studies overseen by the FDA that test a new therapy in a controlled environment. These trials are conducted at academic medical centers and research institutions, requiring rigor and patient monitoring.
The federal database, ClinicalTrials.gov, serves as the authoritative source for finding legitimate studies that are actively recruiting participants. These trials are part of the formal drug development pathway, and patients are typically not charged for the experimental treatment itself. Patients must understand that participation involves risk and does not guarantee a therapeutic benefit, as the treatment is still experimental.
It is important to distinguish these legitimate, scientifically rigorous studies from “pay-to-participate” trials sometimes advertised by commercial clinics. Patients should investigate whether a trial is sponsored by an academic institution or a company that has successfully navigated the FDA’s Investigational New Drug (IND) process. Consulting with a physician or specialist knowledgeable about regenerative medicine is a necessary step before enrolling in any experimental stem cell protocol.

