How to Get a STEM Degree: Fields, Funding, and Jobs

Getting a STEM degree means completing a college program in science, technology, engineering, or mathematics. These four core areas branch into hundreds of specific majors, from computer science and civil engineering to biology and data analytics. The payoff is significant: STEM occupations had a median annual wage of $103,580 in 2024, more than double the $48,000 median for non-STEM jobs. Here’s how to navigate the path from choosing a field to finishing your degree.

What Counts as a STEM Degree

STEM is broader than most people assume. The Department of Homeland Security maintains an official list of STEM-designated degree programs built around four core areas: engineering, biological sciences, mathematics, and physical sciences. But the list extends well beyond those four pillars to include related fields like computer science, environmental science, agricultural engineering, neuroscience, and dozens of technology disciplines. Programs in biotechnology, information technology, and engineering technology all qualify.

Some fields you might not expect also fall under the STEM umbrella. Certain social science programs with heavy quantitative or research components, such as economics or data-focused psychology programs, can carry STEM designations depending on how the university classifies them. If you’re unsure whether a specific major qualifies, check the program’s Classification of Instructional Programs (CIP) code against the federal STEM designated degree list. Your school’s registrar or academic advisor can help with this.

Choose Your Field and Degree Level

Start by narrowing down which branch of STEM interests you. Someone drawn to building things might look at mechanical or civil engineering. If you’re fascinated by living systems, biology, biochemistry, or environmental science could be a fit. If you enjoy logic and problem-solving with computers, computer science or software engineering are natural choices. Mathematics and statistics underpin nearly every STEM field and are degrees in their own right.

Next, decide on the degree level you’re aiming for. An associate degree (two years) can launch careers in fields like engineering technology or IT support. A bachelor’s degree (four years) is the standard entry point for most STEM careers. Master’s and doctoral programs are common in research-heavy fields like physics, chemistry, and biomedical engineering, and they’re often necessary for roles in academic research or senior technical positions. You don’t have to map out your entire trajectory right now. Many students start with a bachelor’s and decide on graduate school later based on their career interests.

Build a Strong Math Foundation Early

Math preparation is the single strongest predictor of whether you’ll finish a STEM degree. National Science Foundation data tracking students over roughly eight years found that those who scored in the top fifth on a math assessment in 11th grade completed STEM degrees at a rate of 71%. Students who scored in the bottom fifth finished at just 34%. The middle group landed at about 48%.

This doesn’t mean a lower math score locks you out. It means investing in your math skills before and during college pays off enormously. If you’re still in high school, take the most advanced math courses available to you, whether that’s precalculus, calculus, or AP statistics. If you’re already in college and struggling with calculus or linear algebra, use tutoring centers, study groups, and office hours aggressively. Many universities offer “math bootcamp” or bridge courses in the summer before your first semester specifically to close gaps. Treat these as opportunities, not signs that STEM isn’t for you.

The Community College Route

Starting at a community college and transferring to a four-year university is a well-established path to a STEM degree, and it can save you tens of thousands of dollars. Many states have formal articulation agreements that guarantee your community college credits transfer cleanly into a bachelor’s program. North Carolina, for example, has a statewide Uniform Articulation Agreement that maps out exact courses for an Associate in Engineering that feeds directly into university engineering programs. California, Florida, Texas, and many other states have similar systems.

The key to making a transfer work smoothly is planning from day one. Meet with an advisor at both the community college and your target four-year school to confirm which courses will transfer and satisfy degree requirements. Take your math and science prerequisites early, since these are sequential and any delay can push back your timeline. Look into bridge programs specifically designed to support community college students moving into STEM bachelor’s programs. The NSF-funded Louis Stokes Alliances for Minority Participation program, for instance, runs Bridge to the Baccalaureate projects at community colleges across the country that focus on strengthening STEM skills and facilitating transfers.

What to Expect During Your Degree

STEM programs are demanding, and the numbers reflect that. Among students who entered college as STEM majors, only about 55% completed a STEM degree within roughly eight years of starting high school. Another 16% switched to a non-STEM major and graduated, while 29% didn’t finish any degree at all. Those are sobering statistics, but they also highlight that the majority of students who start in STEM do earn a degree of some kind.

The first two years are typically the hardest. You’ll take foundational courses in calculus, physics, chemistry, or programming depending on your major, and these “gateway” courses are where most attrition happens. The workload increases compared to high school, and the material builds on itself. Falling behind in week three of organic chemistry means week six will feel impossible. Staying current with problem sets and lab work, rather than cramming before exams, is what separates students who persist from those who switch out.

By your junior and senior years, courses shift toward your specific discipline and often become more engaging. You’ll take upper-division electives in areas you actually chose, work on capstone projects, and potentially conduct research with faculty. Many programs also require internships or cooperative education experiences that give you real-world exposure before graduation.

Paying for a STEM Degree

Beyond standard financial aid (FAFSA, Pell Grants, state grants), STEM students have access to field-specific funding. The NSF’s S-STEM program provides scholarships to low-income students with academic talent who are pursuing STEM degrees at every level, from associate through doctoral programs. These scholarships are distributed through individual universities that receive NSF grants, so check whether your school participates.

Many professional organizations offer scholarships tied to specific fields. The Society of Women Engineers, the National Society of Black Engineers, the American Chemical Society, and similar groups award millions of dollars annually. Your university’s financial aid office and department advisors are the best sources for finding these. Corporate scholarships from tech and engineering firms are another avenue worth exploring.

If you pursue a master’s or PhD in STEM, the funding picture changes significantly. Most doctoral programs in STEM fields cover tuition and pay a living stipend through research or teaching assistantships. Research assistants work on faculty-led projects funded by grants, while teaching assistants help run undergraduate courses. These positions typically come with tuition waivers and health insurance on top of the stipend, meaning many STEM PhD students pay nothing out of pocket. Master’s programs are less consistently funded, but assistantship positions are still available in many departments.

Gaining Experience While in School

A STEM degree on its own opens doors, but employers and graduate schools look for hands-on experience. Undergraduate research is one of the most valuable things you can do. Approach professors whose work interests you and ask about joining their lab. Many universities have formal undergraduate research programs that pair students with mentors and sometimes provide stipends. The NSF’s Research Experiences for Undergraduates program funds summer positions at universities across the country.

Internships and co-ops are equally important, especially in engineering, computer science, and technology fields. These are typically paid, and some programs build them directly into the curriculum. A student in software engineering might alternate semesters of coursework with semesters at a tech company. These experiences clarify what you want to do after graduation, build your professional network, and often lead directly to job offers.

Hackathons, design competitions, and student engineering teams (like Formula SAE or concrete canoe competitions) provide practical skills and teamwork experience that look strong on a resume. They also make the degree feel less abstract and more connected to the work you’ll eventually do.

Career Outlook After Graduation

STEM employment is projected to grow 8.1% from 2024 to 2034, three times the 2.7% growth rate for non-STEM occupations. That growth is concentrated in computing, data science, healthcare technology, and engineering, though nearly every STEM subfield has solid demand. The median wage gap ($103,580 for STEM versus $48,000 for non-STEM) holds across experience levels, though individual salaries vary widely by field. A petroleum engineer and a wildlife biologist both hold STEM degrees, but their earning trajectories look very different.

A STEM degree also provides flexibility you might not expect. The analytical and quantitative skills you develop transfer into finance, consulting, patent law, public policy, and entrepreneurship. Roughly one in six students who started as STEM majors ended up completing a non-STEM degree, but the reverse is also true: many STEM graduates build careers that blend technical knowledge with other fields. The degree is a foundation, not a ceiling.