The Pachira aquatica, commonly known as the Money Tree, is a popular indoor plant prized for its braided trunk and palm-like foliage. When a clear, sticky residue appears on the leaves, stems, or surfaces beneath the plant, it signals a problem. This sticky substance is known as honeydew, and its presence indicates a sap-sucking insect infestation is underway. Addressing this symptom quickly protects the plant’s long-term health and prevents the infestation from spreading.
What Causes Sticky Leaves
Honeydew appears when small, piercing-sucking insects extract liquids from the plant’s vascular system. These pests tap into the plant’s phloem, which transports sugars produced during photosynthesis. To access necessary proteins, the insects process a large volume of sugary sap. The excess sugar-water is then excreted as a waste product, creating the clear, glossy, sticky film known as honeydew.
The two most frequent culprits are scale insects and mealybugs. Adult scale insects are immobile, appearing as tiny, oval, or dome-shaped bumps adhering tightly to the plant’s surface. Mealybugs are soft-bodied insects distinguished by a white, waxy, cotton-like coating. Both pests feed on the sap and produce this sugary excretion, which can also promote the growth of black sooty mold.
Confirming the Pest Identification
A thorough physical inspection is necessary to accurately identify the pest responsible for the honeydew. Closely examine the undersides of the leaves, as these are preferred feeding sites. Pests also cluster in concealed areas, such as the axils where the leaves meet the stems and within the crevices of the braided trunk.
To distinguish between the two primary pests, look for specific characteristics. Scale insects are immobile and challenging to dislodge, often requiring a tool to scrape them off, revealing a shell-like covering. Mealybugs are typically found as distinct white, cottony masses that are slightly mobile. Both pests are most vulnerable to treatment during their mobile, juvenile “crawler” stage before they develop protective, waxy coatings.
Actionable Steps for Treatment
The first step is to isolate the infested Money Tree from all other houseplants to halt the spread of pests. Physically clean the leaves and stems to remove the honeydew residue. Use a soft cloth or sponge soaked in warm water mixed with mild dish soap. This cleaning removes the sticky waste, dislodges pests, and prevents the development of sooty mold.
For targeted pest removal, apply isopropyl rubbing alcohol directly to individual scale insects and mealybug clusters using a cotton swab. The alcohol dissolves the waxy coating on mealybugs and penetrates the shell of scale insects, killing the pest upon contact. After wiping the visible clusters, allow the alcohol to evaporate quickly. Always test this method on a small leaf first to ensure the plant does not react negatively.
A comprehensive treatment plan involves applying an insecticidal product, such as Neem oil or insecticidal soap, to the entire plant surface. Neem oil is a botanical insecticide that suffocates insects and disrupts their life cycles. When preparing a Neem oil solution, add a few drops of dish soap to act as an emulsifier, ensuring the oil mixes properly with the water.
Apply the chosen solution thoroughly, coating the tops and undersides of all leaves, stems, and the trunk. Perform treatment out of direct sunlight, which can cause the oil to burn the foliage. Treatments must be repeated every seven to ten days for four to six weeks to eliminate newly hatched crawlers and break the entire life cycle.
Long-Term Care to Prevent Recurrence
Once the immediate infestation is controlled, adjusting the Money Tree’s environment reduces the risk of future pest issues. Routine inspection is a preventative measure, involving a quick, weekly visual check of the plant’s hidden areas for signs of new activity. This practice allows for the earliest possible detection of returning pests, making removal easier.
Proper care ensures the plant remains robust and less vulnerable to attacks. Money Trees thrive in bright, indirect light; stressed plants in low-light conditions are more susceptible to colonization. Pay close attention to watering practices, avoiding both over-watering that weakens roots and under-watering that causes stress.
New plants should always be quarantined away from your existing collection for at least two to three weeks. This isolation period allows time for any latent pest infestations to become visible, preventing their transfer. Maintaining high humidity can also be beneficial, as many common houseplant pests tend to thrive in dry air environments.

